|
|
PGPC Capital Privacy Office PGPC Capital Privacy Policy - Internet Release PGPC Capital 12/05 for release 1/08
The trust of our customers is PGPC Capital’s most valuable asset. PGPC Capital safeguards that trust by keeping nonpublic personal information about customers in a secure environment and using that information in accordance with this Privacy Policy.
This Privacy Policy includes examples of the types of nonpublic personal information we collect and the kind of companies with whom we share such information. These examples are illustrative and should not be considered a complete inventory of our information collection, use and sharing practices. In addition, you may have other privacy protections under some state laws. We will comply with applicable state laws regarding information about you. For example, certain state laws may restrict the types of information we may disclose about you or require us to provide you with additional notices.
Please note that this Privacy Policy will not apply to your relationships with other financial service providers such as banks, credit card issuers, finance companies and independent insurance agents that are not a part of the PGPC Capital companies listed at the end of the Privacy Policy. Their privacy policies will govern how they collect, use and disclose personal information that you allow them to access.
Below is PGPC Capital’s privacy pledge to our customers:
Information We May Collect
PGPC Capital may collect nonpublic personal information about you from the following sources:
• Information we receive from you (or is provided to us on your behalf) on applications and other forms such as your name, address, telephone number, employer and income;
• Information about your transactions with the companies of PGPC Capital or other nonaffiliated parties such as your name, address, telephone number, age, credit card usage, insurance coverage, transaction history, claims history and premiums;
• Information from consumer reporting agencies, public records and data collection agencies such as your obligations with others and your creditworthiness; and
• Information from health care providers such doctors and hospitals to determine your past or present health condition. Health information will be collected, as we deem appropriate to determine eligibility for coverage, to process claims, to prevent fraud and as authorized by you, or as otherwise permitted or required by law. Please note we collect health information only to administer a product or service, such as life or disability insurance, you requested. For example, if you purchased involuntary unemployment insurance or an extended service product from one of our companies, we do not collect health information to administer the product.
Information We May Disclose and To Whom We May Disclose Information
The nonpublic personal information PGPC Capital may collect as described above may be disclosed in order to
deliver products and services to you, provide customer service or administer your account.
Disclosures Permitted by Law
PGPC Capital may disclose all of the nonpublic personal information described above, as permitted by law. For example, we may use affiliated and nonaffiliated parties to perform services for us, such as providing customer assistance, handling claims, protecting against fraud and maintaining software for us. We also may disclose information in response to requests from law enforcement agencies or State insurance authorities.
• Disclosures for Joint Marketing and Servicing
In addition, we may disclose all of the nonpublic personal information we collect as described above, with the exception of health information, to companies that perform marketing services on our behalf (for example, financial service providers such as banks and credit card issuers; non-financial companies such as direct marketers and mall houses; and others such as membership organizations) or to other financial institutions such as banks and credit card issuers, with whom we have joint marketing agreements. We also may share such information among the companies of PGPC Capital to perform marketing services on our behalf to offer you other PGPC Capital products and services that we think may be of interest to you.
Information Regarding Former Customers
PGPC Capital does not disclose nonpublic personal information about former customers or customers with inactive accounts, except in accordance with this Privacy Policy.
Our Security Procedures
PGPC Capital restricts access to nonpublic personal information about you to those employees whom we determine have a legitimate business purpose to access such information in connection with the provision of products or services to you. We employ security techniques designed to protect our customer data. We provide training and communications programs designed to educate employees about the meaning and requirements of our strict standards for data security and confidentiality.
Changes to This Privacy Policy
We reserve the right to modify or supplement this Privacy Policy at any time. If we make material changes, we will provide current customers with a revised notice that describes our new practices.
The companies of PGPC Capital, listed below, value their relationship with you and appreciate the opportunity to bring you world-class products and services. Should you have any questions regarding this Privacy Policy, please write to us at PGPC Capital Privacy Office,
PGPC Capital Privacy Office
Profit Generation Program Company
1327 West 103rd Street
Cleveland, Ohio 44102-1622
E-mail us your questions at the privacy office Privacy@profitgenerationprogramcompany.com
And all other affiliated companies of PGPC Capital
•PGPC Capital Companies as of 01/18/2008
Profit Generation Program Company ™
PGPC Capital Private Placements ℠
Profit Generation Program Company.org ™
PGPC Diversified Management Group ℠.
PGPC ImplemenT ™
Profit Generation Program Company.com ™
Profit Generation Program Company.net ™
| | |
|